SAP®Payment Card, Credit Card Tokenization Strategy

MUDIAM continues to be in the forefront of innovation in developing PCI DSS compliant solutions for electronic payment industry. Our solutions encompass wide ranging of tokenization strategies for card industry including many variations of tokenization options for its customers, continuously finding ways to secure data by developing advanced, well-tested and innovative tokenization algorithms.

Our solutions have many innovative ways to perform key rotation strategies for our customers. We exceed the guidelines set forth by the PCI DSS council and perform token key rotation as frequently as once every 3 months and with options.

Our continuous innovation in product solution for SAP® customers include implementing many payment gateway integration, tuning business processes of many companies and their vertical lines of business like consumer goods, retail, manufacturing, web stores. We are expanding integrating to all leading payment gateways integration and implementing their advance card payment features including real-time, batch processing of multi-currencies, corporate cards as well as purchase cards.

Our architecture is built under the concept of lightweight, salable components that integrates with SAP® ERP system and Internet web stores. Our MUDIAM Application Server is the heart of the system, which integrates SAP® and Payment Gateway using object oriented written code - with excellent handling payment options like presale, direct sale and refunds, charge backs using XML, Web services and background processing options using multi thread advanced computing strategies.

Our continuous innovation in analyzing and intercepting card data solutions, helping our customers offer wide-ranging options for their users. This involves card tokenization offering over the cloud and the web interacting with many different platform applications using SSL layer, advanced AES tokenization strategies.

Our award winning web portal - detailing card transaction processing, along with data analytics is ever evolving. With the advent of actual transaction processing calculated up to time frames of milliseconds, underlies our commitment to improve the transaction processing time, giving our customers competitive edge and speed, when processing complex card transactions for their customers.

For more details talk to us now at info@Mudiaminc.com

7135893630

SAP CRM

Cards process in their CRM sales portal (B2B and B2C) processes – will use our experience once it involves automatism payments firmly in time period. we will assist you connect several payment gateways of your option to method your sales orders in your CRM systems - internationally by connecting to global payment gateways whether or not you're process in US or in Europe or in Down Under in Australia.

With our period of time replication experience from SAP CRM to error correction code, we tend to by you'll avail from us, your SAP CRM to error correction code, we will assist you customise and assemble CRM middle-ware to method sales order in your CRM system. Whereas implementing your SAP CRM system – we will build your system PCI-DSS compliant by implementing our world category TOKENIZATION for card numbers in period of time in an offsite secure token vault.

Some customers would love to possess charge performed in CRM and others based on their preferences, would love to method charge documents in their error correction code system victimization period of time replication. These charge documents and corresponding accounting documents are a part of your needs to implement CRM for payment cards process. With elaborated, tailored and customized assessment of your CRM business needs, we will facilitate implement solution.

At its core Mudiam, Inc. a result driven company, serves customers while performs THREE core activities in day-to-day operations.

Our software division specializes in passionately developing cohesive and integrated software products, solutions and business processes for Human Resources Information Systems (HRIS), Payroll and Finance, Electronic Payment Card Credit Card Industry.

Our outsourcing division supports our customer's Information Technology (IT) software applications design, maintain and post-production phases of their business critical applications. With more than 500 resources worldwide, we deliver cutting-edge and cost-effective IT solutions with a world-class level of client service.

Our staffing division makes staffing easier by helping its customer's fill their Information Technology (IT) needs, either its temporary, temporary- to-hire or direct hire. This includes government contracts with our GSA schedule.

     Talk to us now at info@Mudiaminc.com
        7135893630

Mudiam’s consulting

Our in depth expertise in implementing payment card solutions for SAP® customers provides worth additional solution for SAP® customers who would really like to require advantage of our domain experience. Our solution for secure, state of the art implementation using payment cards is certified by SAP® when rigorous testing at SAP® Labs for clients who would love to use, our automated time period tokenized PCI compliant leading edge solution.

Customize your SAP® Order-to-Cash (OTC) method supported the business process(s), and business drivers moreover as vertical line of business (LOB). For example whether customer's LOB is producing or retailing or utilizing on oil and gas downstream business.

Customize, assemble and tune your Accounts assets (AR) module - to be enabling to receive payments from your vendors in time period improving the income.

We would help you to reduce your Day Sales Outstanding (DSO) in your Accounts assets. This involves gazing ways in which to implement clearing open invoices using payment cards and customize wherever required thus on scale back DSO time so changing to money presently as potential.

Help you customize PCI compliant in storing the payment cards. Since SAP® delivered crypto resolution doesn't generate tokenized card numbers with our solutions, we will assist you accomplish ways that of storing card numbers in non-original card numbers.

Customize your Sales Distribution (SD) module to handle payment card authorizations and settlements for situations like credit memorandum, card charge-back, terminated authorizations, pre-authorization blocks and plenty of additional potential business situations.

Talk to us how you can use this service at info@Mudiaminc.com

7135893630 

Payment Gateway Services

Gateway:

A node on a network that is an entrance to a different network in enterprises, the gateway is that the computer that routes the traffic from a workstation to the surface network that's serving the online pages. In homes, the gateway is that the ISP that connects the user to the net.

In enterprises, the gateway node usually acts as a proxy server and a firewall. The gateway is additionally related to each a router, that use headers and forwarding tables to work out wherever packets are sent, and a switch, that provides the particular path for the packet in and out of the gateway.

This is the only service that automates the payment dealing between the consumer and merchandiser. It's typically a third-party service that's really a system of computer methods that process, verify, and settle for or decline credit card transactions on behalf of the merchandiser through secure net connections. The payment gateway is that the infrastructure that enables a merchandiser to just accept credit card and alternative sorts of electronic payment. Once concerning payment gateways used for web transactions, it should even be known as an IP payment gateway.

EIPP

The EIPP otherwise called as Electronic Invoice Presentment and Payment, a B2B system of issuance invoices to customers via the net and receiving payment on the invoices electronically.

Talk to us how you can use this service at info@Mudiaminc.com

7135893630

Mudiam's Live Demo

In this live demo; user can type in any valid card number and card type. He can choose any customer ID (kind of unique number you can use up to 10 digits). Once you enter this input, select the tokenization button to generate the token number. This token number will be 25 digits long, which will be equal to CCNUM field.

You can select "Decrypt" button to arrive at the original card number. "Reset" button will make you start another set of testing live tokenization.

You can simulate the same tokenization and decryption for the same card number, but by varying unique customer ID. In other words, you can use the same card number in many sub-division of your company by assigning unique division ID so that different departments can have different tokens for the same card data - providing you extra security.

For further details contact: 7135893630

Email: info@paymycheck.info

LEVEL 1, 2, 3 Credit Cards

Credit card transactions will match into one amongst 3 totally different categories: Level one, Level two or Level three process. With every level of process, there's an exact quantity of info and needs required for verification and authorization. This info will vary from terribly restricted to terribly elaborated, betting on the kind of consumers or purchasers your business serves. The additional info fields needed, the lower the process rates.

Level one credit card process refers to business-to-consumer (B2C) transactions, throughout that customers use their personal credit cards to create purchases each massive and tiny. The info needed for grade one dealing to go through is tiny, with simply the business person's name, dealing quantity and date required.

Level two credit card process refers to a additional elaborated dealings designed to support business-to-business (B2B) payment process. Business or government people need business-specific payment ways, with the flexibility to watch and Management Company and staff payment. Level two credit card process simplifies the B2B dealing, rising client service for your business patronage and providing them with additional correct dealings reports.

Level three credit card process needs the foremost careful info, and also the transactions are typically created with government or company getting cards. Government agencies and businesses use buying cards for increased reportage and a lot of management over worker purchases. the info fields needed for Level three process includes those from Level two transactions, additionally to variety of others like item product codes, item descriptions and quantities, item rate, ship from zip code, freight quantity, duty quantity, destination postcode, destination country code, and more.

Normally level II and level III cards are used by companies when they involve business to business (B2B) or business to customer (B2C) purchase cards (p-cards) in order reduce to the interchange and merchant bank fees. Here customer can enter additional transaction details like item level amounts, unit prices, discounts, sales taxes, VAT taxes, invoice and purchase order (PO) number to have less charges levied by the payment gateways, acquirers, merchant banks and card brands like Visa, Master Card, Amex, Discover.

MUDIAM Payment Card & Credit Card Solutions for your SAP® ERP and Web Store

MUDIAM continues to be in the forefront of innovation in developing PCI DSS compliant solutions for electronic payment industry. Our solutions encompass wide ranging of tokenization strategies for card industry including many variations of tokenization options for its customers, continuously finding ways to secure data by developing advanced, well-tested and innovative tokenization algorithms.

Our solutions have many innovative ways to perform key rotation strategies for our customers. We exceed the guidelines set forth by the PCI DSS council and perform token key rotation as frequently as once every 3 months and with options.

Our continuous innovation in product solution for SAP® customers include implementing many payment gateway integration, tuning business processes of many companies and their vertical lines of business like consumer goods, retail, manufacturing, web stores. We are expanding integrating to all leading payment gateways integrations and implementing their advance card payment features including real-time, batch processing of multi currencies, corporate cards as well as purchase cards.

Our architecture is built under the concept of lightweight, scalable components that integrates with SAP® ERP system and Internet web stores. Our MUDIAM Application Server is the heart of the system, which integrates SAP® and Payment. Gateway using object oriented written code - with excellent handling payment options like presale, direct sale, and refunds, charge backs using XML, Web services and background processing options using multi thread advanced computing strategies.

Our continuous innovation in analyzing and intercepting card data solutions, helping our customers offer wide-ranging options for their users. This involves card tokenization offering over the cloud and the web interacting with many different platform applications using SSL layer, advanced AES tokenization strategies.

Our award winning web portal - detailing card transaction processing, along with data analytics is ever evolving. With the advent of actual transaction processing calculated up to time frames of milliseconds, underlies our commitment to improve the transaction processing time, giving our customers competitive edge and speed, when processing complex card transactions for their customers.

We invest heavily in technology and in our employee's continuous knowledge uptick - to bring innovating on a regular basis. Our web based reporting along with SAP® system reporting for card transactions is innovative, comprehensive and helps business users not only look at “real-time” card related information both in SAP® ERP as well as over the convenience of the web in the cloud.

Why partner with MUDIAM

We are a leader in Payment Cards Automation Solutions for SAP customers implementing Sales Distribution, Finance and CRM modules. We have proven solution, which is certified by SAP as an add-on solution for Payment Cards Processing in real time within your SAP ecosystem. 

Our SAP solution is PCI-DSS compliant leaving you, the customer, with complete compliance, with peace of mind that Credit Card is tokenized using the AES-256 encryption technology. Our tokenized credit card solutions leaves no trail of the original Credit Card data in your (our) SAP system. 

To help our valued customers, we partnered with many strategic partners to offer compelling solutions in the electronic payment cards credit cards automation space.

Our partners come from many different business areas, where they either offer strategic products, solutions or services to complement our core solution. Here are the types of partners we work with.

Mudiam Pay Card Solution(s) Mudiam Pay Card Solution(s) provides the SAP® customer with integrated and secure payment card credit card processing. Our solution provides automated processing through our world class Token-Secure Server, whose token generation and management is compliant with PCI-DSS. Mudiam Payment card product provides quick, secure and real-time payment authorizations from leading payment gateways to secure your incoming electronic payment flows.

We are a leader in Payment Cards Credit Cards Automation Solutions for SAP® customers implementing Sales Distribution (SD), Finance (FI) and CRM modules. Our solution is certified by SAP® as an add-on product solution for Payment Cards Processing in real time.

We built the product with state of art technological Mudiam Web Services which are SOAP (Simple Object Access Protocol) compliant, providing secure PCI-DSS mandated encryption and tokenization capabilities. Our solution can be used by SAP® customers as well as Web-store clients. Solution offers extensive reporting and data analytic capability within SAP® and in the cloud.

For more details contact: 7135893630 REDDY MUDIAM USA

MUDIAM PCI - Accounts Receivables

No one knows what exactly is Accounts Receivables? Why they are involved in SAP. Now we are here to breakup these confusions.

Accounts receivable could be a lawfully obedience to claim for payment from a business to its customer/clients for product provided and/or services rendered in execution of the customer's order. These are usually within the sort of invoices raised by a business and delivered to the client for payment among an in agreement time-frame. Assets are shown in a record as a quality. it's one among a series of accounting transactions coping with the billing of a client for product and services that the client has ordered. These could also be distinguished from notes owed that are debts created through formal legal instruments referred to as dedication notes.

Mudiam’s services are customized, configure and tune your Accounts Receivables (AR) module - to be enabling to receive payments from your vendors in real-time improving the cash flow.

For more details visit to our official website: http://www.mudiampci.com/Services.html

contact: 7135893630 REDDY MUDIAM USA

Process of Card Tokenization in MUDIAM

The process of credit card and debit card will be explained clearly by MUDIAM INC. How this card tokenization will be working and how it going to be more useful to all?

Tokenization is that the method of replacement sensitive info with distinctive identification symbols that retains all the essential info regarding the info while not compromising its security. Tokenization, that seeks to attenuate the number of info a business has to persevere hand, has become a preferred approach for tiny and mid-sized businesses to bolster the protection of master card and e-commerce transactions whereas minimizing the price and complexness of compliance with business standards and government rules.

Payment card industry (PCI) standards don't enable master card numbers to be hold on a retailer's point-of-sale (POS) terminal or in its databases when dealing is done. To be PCI compliant, merchants should install high-priced end-to-end encoding systems or source their payment process to a service supplier who provides a "tokenization possibility." The service supplier handles the issuing of the token price and bears the responsibility for keeping the cardholder info secured down.

Tokenization makes it harder for hackers to achieve access to cardholder info, as compared with older systems during which master card numbers were hold on in databases and changed freely over networks. Tokenization technology will, in theory, be used with sensitive info of all types together with bank transaction details, medical details, criminal record details, vehicle driver info, loan applications, stock marketing and citizen registration.

In the real world, the idea of a token usually refers to the act of replace something easy and convenient for one thing additional cumbersome or sophisticated. Think about the utility of a token in preference to money, or (as in Monopoly), what proportion easier it's to move a game piece around a board than your physical self. Within the payments world, tokens have historically been accustomed enhance info security.  Tokenization could be a system wherever you substitute a proxy set of distinguishing data for the real payment card info, in order that merchants don’t need to handle this sensitive and controlled info and it isn’t exposed quite necessary.  This original logic for tokenization (keeping merchants free from hosting payments data) has been taken to following level by Braintree … constant plan is currently getting used to form the payment experience faster and easier, through their syndicate model.

We can assist you along with your payment card security has to facilitate and assess what is required for your info to be PCI compliant. With our innovative solutions for maintaining card info in encrypted and tokenized type, our solutions can ensure card data ever stores within the system, therefore avoiding any security breaches.

We offer several variations of tokenization as suggested by PCI DSS council to supply several decisions for our customers whereas still providing stable and strong resolution unmatched within the payment trade.

For more details you can visit to our site: www.mudiampci.com/

7135893630 REDDY MUDIAM USA

Card Tokenization Process and C++ Token Server

We (MUDIAM INC) are here to give info on CardTokenization process and Token Server, let begin with Tokenization process.

Tokenization, in a simple way, is differently of claiming ‘data substitution’. It’s the act of using a substitute worth, or ‘token’ that has no inherent worth, within the place of info that will have worth. That way, if the system using tokens is compromised, it's the tokens that are taken, not the particular valuable info.

This works among an enterprise as a result of the particular content of the info field isn’t very that necessary to support most internal business processes. The enterprise will then use the token internally in position of the first information, and might translate the token back to the initial info for necessary external interactions.

For example, rather than keeping a credit card number (which has worth to a nasty guy) in a info, You keep the token (which has no external value) within the master card number field. You can use the token to uphold inner business processes as a result of my internal coverage and analytics don’t want an actual card number, they simply want another constant worth to work against. The only time the particular card number would ever be required is in external communication with the card holding client or to legalize it in an interaction with the master card processor. In either of these cases, you might flip the token into the initial worth for that external communication.

As you see in the above illustration when the original card data is sent to C++ token server, it encrypts and tokenizes using AES-256 algorithms. Our solution is world class and superfast tokenization happens in the order of milliseconds.

SAP® system won't store original payment card or master card numbers in its system. Instead, it stores the token number, which is 25 digits long and doesn't have any correlation or reversal logic with original card number. This token number is generated in real-time at an offsite info storage location from your SAP® system.

This real time generation of token is enforced with advanced encoding standard (AES)-256 bits safety features using state of the art C++ internet Services technology. Since we tend to do not store original card numbers in your SAP® system, your company is subjected lesser necessities of PCI-DSS scope audit, saving you the time, cash and compliance your company needs to undergo.

For more details you can visit to our site: www.mudiampci.com/

7135893630 REDDY MUDIAM USA

Demos and Videos of Authorization Status, Settlement Status and Tokenization by MUDIAM

Hi, We Mudiam PCI is here to tell you about how our AuthorizationStatus, Settlement Status and Tokenization is helpful to the corporate world mostly employees and also provide its flexible service in Texas.

In this step you outline authorization keys that you'll use to line up authorization checks after you manually set or delete a user standing. Once the system sets a user standing as a reaction to business dealings, it doesn't perform an authorization check.

When you set or delete a user status, the system checks whether the user is allowed for this action. Additionally to the standing profile and therefore the object sort, the system conjointly checks the authorization key assigned to the user standing in question.

See all the authorized and unauthorized payment card data responses for the Sales document numbers.

The costs that arise from process associate order (for example, prices for material, personnel or external services) have the individual technical objects (equipment, practical locations) as a reference object.

The costs square measure at the start collected on the order. They’re then transferred to the settlement receiver laid out in the settlement rule. The receiver of the prices is freelance of the reference object that just provides a proposal.

Orders square measure chiefly settled mechanically at regular intervals. However, you'll additionally settle orders in dialog, {individually|separately|singly|severally|one by one|on associate individual basis} or in reference to an order cluster.

You can simulate the settlement initial during a take a look at run, while not saving it.

The systems starts the settlement once actual prices are updated to the order or the order prices are transferred to a piece breakdown structure part or associate degree operation.

If the system cannot generate the necessary settlement rule for every settlement, you need to do that manually (see Maintaining a Settlement Rule). This demo shows either the orders is settled, declined or waiting for settlement and show the payment card details.

What if we tend to might move the credit card info from our info and provides it to a different server (called a Token Server)? The Token server then provides us back a Token that's representative of the master card knowledge. Therefore the actual credit card information in our databases is currently replaced by a Token info.

In this video we show how to Encrypt and Decrypt the card number.

For more information, email us at: info@mudiampci.com

7135893630 (USA)

Encrypted Credit Card Tokenization Services

Hi we Mudiam INC will be providing you all kinds of Encrypted Credit Card and CardTokenization service in United States.

Our reporting portal enables the customers view data from the perspective of live transactions happening in their SAP^® system. Customers can view many reports including authorizations, settlements, failed transactions, voids and many more. 

Customers can also download the transactions data into many formats including PDF, Excel, CSV, XML formats so that they can import into their post processing reports or for historical purposes. 

Our data analytics on the transactions data will help customer understand the volume of transactions, what-if scenarios to have more perspective into the day-to-day processing of payment cards and credit cards in their SAP^® system.

Like in any virtual terminal offered by many leading payment gateway(s), customer will be able to authorize and settle payment cards payments from within their On Cloud software application over the web portal.

Our dashboard console will help customer understand the real-time metrics of transactions volume, speed of processing and health check of various components like connectivity to payment gateway as well as SAP system. 

For more information, email us at: info@mudiampci.com

7135893630 (USA)

We provide you Encrypted credit card services

To draw your money easily with out any interruption, credit/debit card is the only way to gain money quickly.

Here is the solution for Payment Card Automation, Mudiam pay-card solution makes your SAP systems comes alive with our cutting edge integration and secure architecture to connect payment gateways for processing credit card and payments cards real time.

Our solution consists of family of products, which are discrete components in true software architecture each doing a specific task. When integrated together, their value addition would be many times more than just pure sum of all components. This we call it as a synergy of software components customization for customer business process.

Our flagship solution that is certified by SAP® is comprised of the following components:

MUDIAM SAP® certified PCI Add-On Plug-in
MUDIAM Token C++ Server
MUDIAM Gateway Smart App Processing Server
MUDIAM On Cloud Processing and Reporting Portal
MUDIAM Customization Black Box

For more details contact: 713 589 3630 (USA)
mail us: info@mudiampci.com 

Federal Regular Tax Calculator 2

Here you'll calculate federal payroll taxes for your regular wages like either weekly, bi-weekly, semi-monthly or monthly pay. supported your legal status, exemptions in your federal W-4 withholding kind, you'll estimate payroll taxes. once Associate in Nursing worker works in states like Lone-Star State, (and alternative eight states), she/he is subjected to solely federal taxes as there are not any payroll taxes at state level. This tax calculator computes payroll taxes for normal Wages.

Payroll taxes comprise of worker liable also as leader liable taxes. These payroll taxes embrace withholding, Social Security, health care and state.

You may additionally enter 401k worker and leader contributions within the input screen to attain cyber web pay. you'll additionally enter YTD wages and YTD taxes to attain cyber web pay accurately to account for auto-adjust payroll tax calculations.

For Further Details:
USA Office

                                        
7100 Regency Square Blvd,
Suite #105,
Houston TX 77036-3208.
Tel : 713-484-7266
Fax : 888-306-2062
Email : info@paymycheck.info 

Mudiam C++ Token Server-card tokenization

As you see in the above illustration when the original card data is sent to C++ token server, it encrypts and tokenizes using AES-256 algorithms. Our solution is world class and superfast tokenization happens in the order of milliseconds. 

SAP^® system will not store original payment card or credit card numbers in its system. Instead, it stores the token number, a number which is 25 digit long and does not have any correlation or reversal logic with original card number. This token number is generated in real-time at an offsite database storage location from your SAP^® system. 

This real time generation of token is implemented with Advanced Encryption Standard (AES)-256 bits security features using state of the art C++ Web Services technology. Since we do not store original card numbers in your SAP^® system, your company is subjected lesser requirements of PCI-DSS scope audit, saving you the time, money and compliance your company has to go through.

Our C++ token server has built-in features that include PCI-DSS mandated Key Rotation. To avoid credit card token number being comprised, token number must be rotated/replaced once every 12 months. We also have features that include token backup, archiving, replication and offsite management all happens at a PCI compliance location.

For more details visit: info@mudiampci.com